[{"data":1,"prerenderedAt":71},["ShallowReactive",2],{"q-house-109-1-civil-law-005":3},{"subject":4,"subjectSlug":5,"subjectKicker":6,"subjectShort":7,"subjectMcqNote":8,"question":9,"related":25,"sameNumber":50,"hasEssay":24},"民法概要","civil-law","民法概要 · Civil Law","民法","105–106 年 40 題(每題 1.25 分)、107 年起 25 題(每題 2 分)",{"id":10,"webId":11,"year":12,"session":13,"subject":4,"number":14,"stem":15,"options":16,"answer":21,"answerNote":22,"lawYear":12,"explanation":23,"freq":13,"indexable":24},"house-109-1-民法概要-005","house-109-1-civil-law-005",109,1,5,"下列關於利息之敘述，何者正確？",{"A":17,"B":18,"C":19,"D":20},"應付利息之債務，其利率未經約定亦無法律可據者，原則上以週年利率為百分之六計算","約定利率逾週年百分之十二者，經一年後，債務人得隨時清償原本。但須於一個月前預告債權人","約定利率，超過週年百分之二十者，其約定當然無效，此時應以法定利率計算應給付之利息","債權人受領超過最高利率之利息，對於超過部分之利息係不當得利，應返還債務人","B",null,"本題考點：《民法》債之標的一節關於法定利率、高利之提前清償權與最高約定利率的三組數字。\n【正解理由】依《民法》第 204 條第一項，約定利率逾週年百分之十二者，經一年後，債務人得隨時清償原本，但須於一個月前預告債權人；同法第 204 條第二項並規定，此項清償之權利不得以契約除去或限制之。B 之敘述與該條文字完全相符，故選 B。\n【逐項排除】\n(A) 錯誤。《民法》第 203 條規定，應付利息之債務，其利率未經約定，亦無法律可據者，週年利率為百分之五，不是百分之六。\n(B) 正確，為本題所選。三個要件缺一不可：利率須「逾」週年百分之十二、須經過一年、行使前須於一個月前預告債權人，清償的標的則是原本。\n(C) 錯誤。《民法》第 205 條的效果是債權人對於超過週年百分之二十部分之利息無請求權，並非約定當然無效，也不是整筆改依法定利率計算；百分之二十以內的部分仍然有效。\n(D) 錯誤。承上，超過部分僅生無請求權之效果，債權本身並未消滅，債務人若已任意給付，係對現存債務為清償，並非無法律上之原因而受利益，不得請求返還。\n【記憶點】五、十二、二十三個數字：五是法定利率，逾十二開啟提前清償權，超過二十的部分要不回來。",true,[26,30,34,38,42,46],{"webId":27,"stem":28,"number":29,"year":12,"session":13},"house-109-1-civil-law-004","下列有關契約成立之敘述，何者錯誤？",4,{"webId":31,"stem":32,"number":33,"year":12,"session":13},"house-109-1-civil-law-006","下列有關定金之敘述，何者正確？",6,{"webId":35,"stem":36,"number":37,"year":12,"session":13},"house-109-1-civil-law-003","甲與乙訂立買賣契約，將其二手汽車出賣予乙，若當事人間無特別約定者，關於該汽車之利益及危險，下列何者正確？",3,{"webId":39,"stem":40,"number":41,"year":12,"session":13},"house-109-1-civil-law-007","甲借給乙 100 萬元，借期屆至，甲請求乙返還 100 萬元借款，乙因此開立 100 萬元之本票交由甲受領。下列敘述，何者正確？",7,{"webId":43,"stem":44,"number":45,"year":12,"session":13},"house-109-1-civil-law-002","下列何者非消滅時效適用之客體？",2,{"webId":47,"stem":48,"number":49,"year":12,"session":13},"house-109-1-civil-law-008","下列關於房屋租賃之敘述，何者正確？",8,[51,55,59,63,67],{"webId":52,"year":53,"stem":54,"number":14},"house-114-1-civil-law-005",114,"有關自然人從事有效法律行為之情形，依現行民法規定，應以具備完全之行為能力為其要件。對此，下列相關之選項何者正確？",{"webId":56,"year":57,"stem":58,"number":14},"house-113-1-civil-law-005",113,"甲申請之建案因違法無法取得建造許可，遂與乙約定，由甲贈與乙之妻丙 100 萬元後，乙須幫助甲取得建造許可，後來乙收賄之行為經法院判決有罪確定。問甲可否向丙請求返還 100 萬元？",{"webId":60,"year":61,"stem":62,"number":14},"house-112-1-civil-law-005",112,"甲向乙推銷一只古董錶，甲出價新臺幣（下同）10 萬元問乙要不要買，乙答覆說：「如果 8 萬元我就買」，請問乙的答覆性質上為何？",{"webId":64,"year":65,"stem":66,"number":14},"house-111-1-civil-law-005",111,"依現行民法之規定，下列何者非為不動產登記前，即能取得不動產之所有權？",{"webId":68,"year":69,"stem":70,"number":14},"house-110-1-civil-law-005",110,"關於代理的敘述，下列何者正確？",1786689127229]